Getting a larger refund isn’t about “tricks.” It’s about claiming the credits and deductions you already qualify for and keeping your withholding accurate all year. Use this checklist to make sure nothing is missed.

1) Confirm your withholding is right

If you owed last year or got a huge refund, your W‑4 might be off. A mid‑year tune‑up can prevent surprises and boost take‑home pay. If you need help, see Tax Planning & Withholding.

2) Claim credits you actually qualify for

Common refund boosters include:

• Earned Income Tax Credit (EITC)
• Child Tax Credit (CTC)
• Child and Dependent Care Credit
• American Opportunity Credit for education

3) Don’t miss above‑the‑line deductions

These reduce taxable income even if you don’t itemize:

• HSA contributions
• Traditional IRA contributions
• Student loan interest
• Educator expenses

4) Track out‑of‑pocket job expenses if you’re self‑employed

If you’re a contractor or gig worker, legitimate business expenses can reduce tax and boost your refund. Start with Gig & Self‑Employed Tax Guidance.

5) Review dependents carefully

Make sure each dependent meets the age, relationship, and support tests. Filing status and dependents drive many credits. See Filing Status & Dependents.

6) Keep a clean documentation folder

Save W‑2s, 1099s, receipts, and year‑end statements. Clean records prevent delays and protect your refund if the IRS asks questions.

7) File electronically and choose direct deposit

E‑file + direct deposit is the fastest path to a refund and reduces errors.

Need a refund review?

We’ll do a line‑by‑line review and optimize credits, deductions, and filing status. Schedule a consult at Contact Practical Tax.